No connectivity
Vendors redeem e-vouchers offline. Transactions are stored encrypted on the device and reconciled when a connection returns, so the proof record is complete either way. Satellite connectivity available for field teams.
Can we deliver where you work?
We can reach 200+ countries with one or more payment modalities.
PAYOUT RAILS
Four rails, one integration
A programme can mix rails by location and recipient group. The proof record is the same whichever rail pays.
- Rail
- Mobile money
- Recipient needs
- Basic phone, registered wallet
- Typical speed
- Seconds to hours
- Works when
- Operator coverage exists; recipient may be unbanked. Mobile wallets in 45 countries through 55 providers
- Rail
- Bank transfer
- Recipient needs
- Bank account
- Typical speed
- Same day to 2 days
- Works when
- Formal banking works; larger or recurring transfers. Bank accounts in 110 countries
- Rail
- Cash over the counter
- Recipient needs
- ID accepted by agent
- Typical speed
- Same day once the agent network is live
- Works when
- No wallet, no account; agent network reachable. Any country at two weeks' notice
- Rail
- E-voucher (QR or paper)
- Recipient needs
- Nothing beyond the voucher
- Typical speed
- Immediate at vendor
- Works when
- No connectivity, no smartphone, no formal ID, no cash liquidity. Any country at two weeks' notice
CONSTRAINTS
No connectivity. No smartphone. No formal ID.
No smartphone
Printed QR vouchers and SMS confirmation. The recipient needs nothing more than the paper or a basic phone.
No formal ID
Programme-issued identifiers and community verification. Photo or biometric matching is used only where your protection and data policies allow it.
SPEED TO RECIPIENT
Seconds on digital rails. Days, not weeks, on the rest.
Mobile money and bank transfers clear in seconds to hours once a distribution is approved; 97% of digital transactions settle in under 60 seconds.
Cash and voucher programmes depend on vendor and agent set-up, which we run in parallel with registration so the first payout does not wait for the last onboarding.
In Sudan, an emergency cash distribution reached 3,000+ households within 48 hours of the NGO's first request.
OPERATIONAL EXPERIENCE
Where we have delivered
- DR CongoMobile money · Cash over the counter · E-voucher
- EthiopiaMobile money · Bank transfer · E-voucher
- HaitiMobile money · E-voucher
- IndonesiaMobile money · Bank transfer
- LebanonBank transfer · Cash over the counter · E-voucher
- MozambiqueMobile money · E-voucher
- occupied Palestinian territoryCash over the counter · E-voucher
- South SudanCash over the counter · E-voucher
- SudanCash over the counter · Bank transfer · Mobile money · E-voucher
- SyriaCash over the counter · E-voucher